Terms of Use
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Subscription
The Premium Service from SmartMoneyResearch.com cannot be used without a valid subscription. To acquire a subscription, you must register for the Premium Service by filling out the online registration form available on the Website.
If you cancel your subscription within 7 days and are unsatisfied with our service, you are entitled to a full refund, provided that you have not been a paid subscriber in the last 12 months.
Billing occurs at the start of each subscription term, covering the complete term of services. It is understood that, unless you inform us of your desire to cancel your subscription before the end of your then-current subscription term, your subscription will automatically renew for successive terms of the same length, and your account will be billed for each such renewal at the subscription fee in effect at the time of the renewal. The term “subscription term” pertains to the term of your active subscription, whether it’s the initial term or any subsequent renewal.
Your subscription is intended solely for personal or professional research use and should not be used to create an application intended for end-user utilization other than for yourself or your entity. If you print or share any document containing data from SmartMoneyResearch.com, you must include a reference indicating that the data originates from SmartMoneyResearch.com.
Use of Information
SmartMoneyResearch.com hereby grants the User a non-exclusive, non-assignable, non-transferable license to receive and utilize the Information delivered through the subscription service solely for internal business use or personal, non-commercial use. Under no circumstances shall the User publish, lease, sell, disseminate, redistribute, retransmit, broadcast, circulate or otherwise reproduce, provide or allow access to any SmartMoneyResearch.com information in any form to anyone. However, the User may share Information with customers on a non-continuous basis, exclusively using the following restricted methods: in written advertisements, correspondence, or other literature, or during voice telephonic conversations.
Accuracy of Information
SmartMoneyResearch.com does not undertake to verify and does not guarantee the accuracy, completeness, or suitability of any data or information provided. SmartMoneyResearch.com shall not be held liable for any loss, direct or consequential damages, or costs related to the accuracy and completeness of the data given. This data has been compiled purely for informational purposes and should not be considered as investment advice. Users must not rely on this data or information when making an investment decision or choosing an investment manager, and should independently confirm all relevant information prior to making an investment decision. Users should remember that past performance does not guarantee future results.
The Services are supplied without any warranty, express or implied, including but not limited to warranties of performance, suitability, merchantability for a specific purpose, omissions, accuracy, correctness, completeness, and delays. In particular, the User acknowledges that:
- It is impossible for all data within the Services to be exhaustive, accurate, and current, and that the Services are likely to contain inaccuracies or omissions at any given time.
- The Services may include forward-looking statements about companies, including evaluations of their business prospects and future operational results. These statements carry risks and uncertainties. Significant additional factors that could cause actual outcomes to differ significantly from those forward-looking statements include risks associated with the overall economic climate, fulfillment of customer contracts, robustness of the company’s patents, validation of the technology, changes in the company’s expected earnings and other factors detailed in the company’s filings with various stock exchanges or included in the company’s proprietary information. Moreover, the factors underpinning all forecasts are dynamic and subject to change, hence any forecast published or reproduced by SmartMoneyResearch.com is relevant only at the time it is made.
- SmartMoneyResearch.com does not guarantee that access to or use of the Services will be continuous or error-free, or that the Services provided are accurate or correct, or that they fulfill any specific performance or quality criteria.
- SmartMoneyResearch.com allows the User to highlight any inaccuracies that may be present in the Services. This does not imply that SmartMoneyResearch.com is obligated to correct any inaccuracies brought to its attention within a specified time frame or at all.
- SmartMoneyResearch.com does not commit to update its coverage, even though it might do so occasionally.
Limited Warranties Disclaimer
The User acknowledges and agrees that no guarantee is provided that the information is free of errors or accurate. The information, as well as any other product that SmartMoneyResearch.com directly or indirectly offers, is provided “as is”. Except as explicitly stated herein, SmartMoneyResearch.com does not make any express or implied warranties or conditions, including quality, merchantability, fitness for a specific purpose, title, and non-infringement. The User explicitly assumes all risks associated with using the information, and/or related products that SmartMoneyResearch.com supplies.
UNDER NO CIRCUMSTANCES SHALL SmartMoneyResearch.com BE HELD LIABLE FOR ANY INVESTMENT PROFIT/LOSS YOU MAY EXPERIENCE. INVESTING IN STOCKS COMES WITH RISKS, AND PAST PERFORMANCE OF ANY INDEX OR PRODUCT DOES NOT ASSURE THEIR FUTURE PERFORMANCE. IF YOU INVEST BASED ON THE INFORMATION AVAILABLE ON THIS WEBSITE, IT SIGNIFIES YOUR ACCEPTANCE OF THE TERMS AND CONDITIONS OF USING THIS WEBSITE. YOU ARE ACCOUNTABLE FOR YOUR OWN ACTIONS. ADDITIONALLY, SmartMoneyResearch.com SHALL NOT BE LIABLE FOR (I) ANY DAMAGE TO OR VIRUSES THAT MAY INFECT YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY DUE TO YOUR ACCESS TO, USE OF, OR BROWSING IN OUR SITE, OR YOUR DOWNLOADING OF ANY CONTENT, INFORMATION, MATERIALS, DATA, TEXT, OR IMAGES FROM OUR SITE OR (II) ANY INJURY, LOSS, CLAIM, DAMAGE, OR ANY SPECIAL, EXEMPLARY, PUNITIVE, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND (INCLUDING BUT NOT LIMITED TO LOST PROFITS OR LOST SAVINGS), WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, THAT RESULT FROM OR ARE IN ANY WAY ASSOCIATED WITH (A) ANY USE OF OUR SITE OR CONTENT, DATA, MATERIALS OR INFORMATION FOUND THEREIN, (B) ANY FAILURE OR DELAY IN USE OF OR INABILITY TO USE ANY COMPONENT OF THIS SITE, OR (C) THE PERFORMANCE OR NON-PERFORMANCE BY US OR ANY THIRD-PARTY PROVIDER TO OUR SITE, EVEN IF WE, OR A THIRD-PARTY PROVIDER, HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES TO SUCH PARTIES OR ANY OTHER PARTY.
This exclusion of liability applies to any damages or harm caused by any non-performance, omission, error, removal, flaw, interruption, delay in operation or transmission, computer virus, communication line malfunction, theft, destruction, unauthorized access to, modification of, or use of record, regardless of whether for breach of contract, harmful behavior, negligence, or under any other cause of action. An investment in stocks can potentially lose money over short or long-time spans. You should anticipate that stock prices and returns can have significant fluctuations. There is no guarantee if you invest based on the information available on this website.
Indemnification
User (and User’s fund, if User is acting as a fund’s representative) collectively and individually agree to indemnify and safeguard SmartMoneyResearch.com, along with its agents, information providers, and their agents, representatives, directors, officers, shareholders, partners, predecessors, successors and assigns, from and against any claim or demand, proceeding, damages, liabilities, losses or expenses, from claims raised by a third party, resulting from User’s utilization of the SmartMoneyResearch.com information which constitutes a breach of the Terms of Use or an inappropriate act or omission.
If the User employs the Services or any Content in ways other than those expressly permitted under these Terms and Conditions, he or she may infringe copyright and other laws and may face penalties. Without limiting the previous statements, User will not:
- Partake in or allow any resale, display, duplication, copying, translation, alteration, adaptation, creation of derivative works from, distribution, transmission, transfer, republication, compilation, decompilation or reverse engineering of the Services, any Content, any part thereof, or any data, other content or information provided to User in connection with the use of the Services by SmartMoneyResearch.com or any of its third-party sources, in any form, media or technology currently existing or developed hereafter, or over any network, including a local area network.
- Post, publish, transmit, reproduce, distribute or in any way exploit any of the Content or other information or other materials obtained through the Services for commercial purposes other than as expressly permitted by these Terms and Conditions or with express prior permission from SmartMoneyResearch.com.
- Breach or attempt to breach the security of the Services or any network, servers, data, or computers or other hardware relating to or utilized in connection with the Services or any of the Content, whether operated by SmartMoneyResearch.com or any third party; nor use with, or distribute through, the Services any software or other tools or devices intended to interfere with or compromise the privacy, security or use of the Services by others or the operations or assets of any person.
- Pretend to be any person, or falsely state or otherwise misrepresent his or her association with any person, in connection with any use of the Services.
- Eliminate, obscure or alter any notice, disclaimer or other disclosure attached to or contained within the Services, including any copyright notice, trademark or other proprietary rights notice or any other legal notice attached to, or displayed in association with, the Content.
- Violate any applicable law, including, but not limited to securities laws and laws overseeing investment activity in any country.
- Restrict or inhibit any other authorized user from utilizing and enjoying the Services.
Service changes
SmartMoneyResearch.com holds the right to modify, pause, or cease any aspect of the Services at any given time, including the provision of any Service feature, database, or content. It may also establish limits on specific features and services or restrict User’s accessibility to certain or all parts of the Services without prior notification.
SmartMoneyResearch.com maintains the right, at its sole discretion and conditional upon refunding unused prepaid subscription fees on a pro-rata basis, to end User’s access to the Services without any advance notice.
Notifications
By subscribing to SmartMoneyResearch.com, the User consents to receive emails informing them of new features, services, or events, or consisting of chosen Content. Electronic mails from SmartMoneyResearch.com, or any mail dispatched by the User from within the Services, may encompass features that permit SmartMoneyResearch.com to accumulate certain data about the User’s usage of the Services. These features are an essential component of the Services.
Fees
The Customer is responsible for paying the Subscription fees as per the Terms of Purchase set by SmartMoneyResearch.com. The Subscription fees should be paid in entirety, and any taxes, duties, or charges imposed by the Customer’s jurisdiction (including, but not restricted to, value-added tax, sales tax, and withholding tax) are to be covered exclusively by the Customer. Unless otherwise stated in the relevant purchase terms, the Customer is not permitted to subtract any amounts from the fees payable to SmartMoneyResearch.com.
Subscription Terminations
When a subscription is cancelled or terminated, any Fees that the Customer owes to SmartMoneyResearch.com become immediately payable upon receipt of the final electronic bill; and the Customer agrees to remove any data supplied by SmartMoneyResearch.com.
User Password
When you sign up as a subscriber, you choose a password, which can be changed anytime. However, any password that SmartMoneyResearch.com, at its sole discretion, deems to be infringing third-party rights or considers offensive, improper, or unsuitable may be altered or removed by SmartMoneyResearch.com. Your password is strictly for your personal use, and you commit to maintaining its confidentiality and not sharing it with anyone (except as explicitly stated in this Premium Membership Agreement). You are liable for all use, activities, and costs linked to or resulting from any use of your password, regardless of your authorization of such use. You must immediately alert SmartMoneyResearch.com about any unauthorized usage of your password.
Alterations to these Terms and Conditions
SmartMoneyResearch.com retains the right to modify the terms, conditions, and notices under which this website is provided. By using SmartMoneyResearch.com, you consent to abide by the terms, conditions, and notices in place at the time of your use.
Reach Out to Us
Should you have queries regarding these terms and conditions, we welcome you to get in touch with us.